Use this free brut-net calculator to estimate take-home pay from gross salary (brut), or reverse-calculate gross salary from a desired net income.
Note: This is an estimate tool. Actual payroll can vary due to tax brackets, benefits, local rules, exemptions, and special contracts.
What is a brut net calculator?
A brut net calculator helps you convert between gross salary (brut) and net salary. In many countries, your employment contract is written in gross pay, but what actually hits your bank account is net pay after deductions. This tool gives you a fast estimate of that difference.
If you are negotiating a job offer, planning your monthly budget, or comparing contracts in different locations, understanding brut vs net is essential.
Brut vs net: the quick definition
- Brut (Gross) salary: Salary before employee deductions.
- Net salary: Take-home pay after social contributions, taxes, and other deductions.
- Total employer cost: Gross salary plus employer-paid contributions.
How the calculator works
1) Gross to net
When you choose Gross to Net, the calculator applies these steps:
- Employee social contributions = Gross × Social rate
- Taxable base = Gross − Employee social contributions
- Income tax = Taxable base × Tax rate
- Net salary = Taxable base − Income tax − Other deductions
2) Net to gross
When you choose Net to Gross, the calculator reverses the formula to estimate the gross salary needed to reach your target net pay based on your rates and deductions.
Example calculation
Suppose your monthly gross salary is €3,500, your employee social contributions are 22%, and tax is 11%:
- Social contributions: €770
- Taxable base: €2,730
- Income tax: €300.30
- Estimated net: €2,429.70
This is exactly the type of estimate the calculator produces, plus monthly/yearly projections and employer cost.
Why your real payslip may differ
Even a good brut net calculator is still an estimate. Real payroll systems include country-specific and company-specific details such as:
- Progressive tax brackets and thresholds
- Tax credits, deductions, family status, and dependents
- Health insurance, pension plans, meal vouchers, or commuter benefits
- Bonuses, overtime, 13th-month salary, and equity compensation
- Special rules for interns, contractors, cross-border workers, or expats
When to use a brut net calculator
Job offer evaluation
Two offers with similar gross salary can produce very different net results. Use this tool before accepting.
Freelancer and contractor planning
If you work independently, you can estimate what target gross revenue might be required for your desired personal net income.
Relocation and international comparisons
Taxes and social contributions vary by country and canton/state. A brut net estimate helps you compare destinations quickly.
Best practices for accurate results
- Use realistic percentages from your local payroll or tax authority.
- Recalculate after major life events (marriage, children, move, new contract).
- Separate fixed deductions from percentage-based deductions.
- Compare monthly and yearly views before making decisions.
Frequently asked questions
Is this calculator official for tax filing?
No. It is a planning and estimation tool. Use official tax calculators and your payroll documents for legal/official declarations.
Can I use it for any country?
Yes, as a model-based estimator. Just input rates that fit your local context.
Does it include employer costs?
Yes. Enter an employer contribution rate to estimate total company cost beyond gross salary.
Final thoughts
Knowing the gap between brut and net pay makes your financial decisions smarter. Whether you are negotiating salary, planning expenses, or comparing opportunities, a clear brut net estimate gives you confidence and clarity.