Estimate a Divorce Settlement
Use this tool to estimate marital estate division, possible spousal support, and child support direction. This is for planning only.
Important: Laws vary by state and country. This calculator is educational and not legal, tax, or financial advice.
How this divorce settlement calculator helps
A divorce settlement can feel overwhelming because it combines legal rules, finances, parenting plans, and emotions. This calculator gives you a practical starting point by turning those moving parts into a structured estimate. You can test scenarios quickly and arrive at mediation or attorney meetings with clearer expectations.
The estimate is designed around three common topics in family law discussions: marital property division, potential spousal support, and basic child support direction based on parenting time.
What the estimate includes
1) Net marital estate
The calculator first computes net marital estate:
- Total marital assets (home equity, savings, retirement marital portion, vehicles, investments)
- Minus total marital debts (mortgages, loans, cards, tax balances)
This creates the pool generally available for division between spouses.
2) Suggested estate split
The tool starts at a 50/50 baseline and applies modest adjustments for income disparity, length of marriage, and child parenting-time imbalance. This is intended to imitate equitable-distribution thinking in a simple way. It does not replace court-specific formulas.
3) Support estimates
The calculator also provides a directional estimate for:
- Spousal support (alimony): based on income gap and years married
- Child support direction: likely payer and rough monthly figure tied to parenting time and income
Inputs to gather before you calculate
- Current value and loan balances of real estate
- Retirement and investment account statements
- Checking/savings balances and business interests
- Credit card, student loan, and personal debt balances
- Recent pay stubs, W-2/1099s, and tax returns
- Draft parenting schedule and custody assumptions
Important legal context
Different states and countries follow different frameworks. Community property jurisdictions often begin from equal division of marital assets and debts. Equitable distribution jurisdictions evaluate fairness using factors like earning potential, contributions during marriage, health, age, and child-care responsibilities.
Because of those differences, this divorce property division calculator should be viewed as a planning model, not a legal prediction.
Using this during mediation
Build multiple scenarios
- Scenario A: keep the home, refinance, trade retirement account value
- Scenario B: sell home, divide proceeds, lower support burden
- Scenario C: higher parenting time split and updated child support estimate
Focus on net outcomes
A higher share of assets can still lead to weaker cash flow if debt, taxes, and support obligations are heavy. Always compare monthly affordability, not just one-time division amounts.
Use professionals for final numbers
Attorneys, certified divorce financial analysts, and tax professionals can validate assumptions around pension valuation, tax impact, and enforceable terms.
Frequently asked questions
Is this calculator legally binding?
No. It is an informational planning tool only.
Does this replace a lawyer?
No. Family law is jurisdiction-specific. A lawyer can apply local statutes and case law to your facts.
Can I use this as an alimony calculator?
Yes, as a rough estimator. The spousal support output is directional and should be verified against local guidelines and judicial discretion.