Estimate Your Annual French Property Taxes
Use this quick estimator for taxe foncière, optional taxe d’habitation on secondary homes, and TEOM (waste collection). Results are indicative and not an official tax notice.
How this French property tax calculator works
This tool is designed for homeowners, buyers, expats, and investors who want a practical estimate of annual local property taxes in France. Instead of hunting through multiple local rates and formulas, you can combine your key data in one place and get a quick projection in seconds.
In France, property-related local taxes often depend on a cadastral rental value and tax rates voted by local authorities. Because rates differ by commune and intercommunality, there is no single national percentage that applies to every property.
What is included in the estimate
1) Taxe foncière (property ownership tax)
The calculator starts from the cadastral rental value and applies an abatement to estimate the taxable base for taxe foncière. It then applies the combined local rates you enter.
2) TEOM (household waste collection tax)
If applicable in your commune, TEOM is added based on the rate you provide. This cost can be significant in certain areas and should not be ignored when budgeting annual ownership costs.
3) Taxe d’habitation on secondary homes
For many primary residences, taxe d’habitation has been reduced or removed. However, secondary homes may still be taxed, and in some municipalities a surtax can apply. If your property is a second home, switch the option to Yes and fill in those fields.
Inputs explained (quick checklist)
- Cadastral rental value: usually visible on previous tax notices or local tax records.
- Abatement: defaulted to 50% for built property estimation.
- Local rates: commune, intercommunal, and other local rates from your latest tax bill.
- TEOM rate: optional but common in many municipalities.
- Secondary home fields: only complete these if the home is not your principal residence.
- Fixed charges: use for any known annual extras you want included in your budgeting view.
Example scenario
Suppose a property has a cadastral rental value of €12,000. Using the default 50% abatement gives a taxable base of €6,000 for taxe foncière estimation. If total local rates for foncière add up to 35%, the estimated taxe foncière would be €2,100. Add TEOM and any second-home taxes, and you get a fuller annual cost picture.
Why this is useful for buyers and owners
- Compare two or three properties before making an offer.
- Stress-test your annual budget before buying in a higher-tax commune.
- Estimate carrying costs for rental investment analysis.
- Prepare for year-over-year changes if local rates rise.
Important notes and limitations
This calculator is educational and for planning purposes only. Official tax outcomes can vary due to exemptions, specific local rules, capped increases, property classification changes, and municipality decisions.
Always confirm exact amounts using your official French tax notice (avis d’imposition) or by consulting your local tax office. For legal or complex ownership structures, seek professional advice.