Queensland Transfer Duty Calculator
Estimate stamp duty (transfer duty) in Queensland based on purchase price, concession type, and foreign acquirer status.
This calculator is an estimate only and does not constitute legal, tax, or financial advice. Rates, thresholds, and concessions can change. Confirm your final duty with Queensland Revenue Office or your conveyancer/solicitor.
How Queensland stamp duty works
In Queensland, what people commonly call stamp duty on property is officially called transfer duty. It is generally paid when ownership of property is transferred. The amount you pay depends on the dutiable value of the property and whether you qualify for a concession.
This page gives you a practical estimator for common residential scenarios. It is designed to help you budget before making an offer and to avoid underestimating your up-front purchase costs.
Queensland transfer duty rates used in this calculator
General rate (no concession)
| Dutiable value | Duty calculation |
|---|---|
| $0 to $5,000 | $1.50 per $100 (1.5%) |
| $5,001 to $75,000 | $75 + $3.50 per $100 over $5,000 |
| $75,001 to $540,000 | $2,450 + $4.50 per $100 over $75,000 |
| $540,001 to $1,000,000 | $23,375 + $5.75 per $100 over $540,000 |
| Over $1,000,000 | $49,825 + $7.00 per $100 over $1,000,000 |
Home concession (owner-occupier) used in this estimator
| Dutiable value | Duty calculation |
|---|---|
| Up to $350,000 | Nil |
| $350,001 to $540,000 | $1.00 per $100 over $350,000 |
| $540,001 to $1,000,000 | $1,900 + $4.50 per $100 over $540,000 |
| Over $1,000,000 | $22,600 + $5.75 per $100 over $1,000,000 |
What this calculator includes
- Standard Queensland transfer duty under the general rate schedule.
- Optional home concession estimate for owner-occupier purchases.
- Optional 8% Additional Foreign Acquirer Duty (AFAD), where applicable.
- A simple cost breakdown with effective duty rate.
Example scenarios
1) Investor purchase at $700,000 (general rate)
A non-concession purchase in this range uses the $540,001 to $1,000,000 bracket. Duty is calculated from the base amount plus the marginal rate above $540,000.
2) Owner-occupier purchase at $520,000 (home concession)
Under the home concession schedule used here, only the amount above $350,000 attracts duty in this range. This can significantly reduce up-front duty compared with the general rate.
3) Foreign acquirer at $900,000
If AFAD applies, an additional 8% of the dutiable value is added on top of transfer duty. This can materially increase total transaction costs and should be budgeted early.
Other property buying costs to budget for
Transfer duty is only one part of your purchase costs. Depending on your situation, you may also need to budget for:
- Lender fees and mortgage registration costs
- Conveyancing or legal fees
- Building and pest inspections
- Searches, title fees, and settlement adjustments
- Moving expenses and immediate repairs
Tips to reduce surprises
- Get a written estimate from your conveyancer before going unconditional.
- Check concession eligibility in detail, not just headline descriptions.
- Confirm whether AFAD applies to any buyer on the contract.
- Keep a contingency buffer in your cash-at-settlement plan.
Frequently asked questions
Is stamp duty the same as transfer duty in Queensland?
In everyday language, yes. For property transfers, Queensland legislation refers to this as transfer duty.
Do first home buyers always pay zero duty?
Not always. Concessions depend on eligibility rules and value thresholds, which can change over time. Always check current Queensland Revenue Office guidance.
Can this calculator replace professional advice?
No. Use it as a planning tool. Your solicitor, conveyancer, broker, or accountant can provide advice tailored to your contract and circumstances.