Australian Income Tax Calculator
Estimate income tax, Medicare levy, and take-home pay for Australian residents and non-residents.
This tool is an estimate only and excludes many personal factors (HECS/HELP, family thresholds, private health loading, deductions timing, and other levies).
How this tax calculator for Australia works
This calculator estimates your annual income tax based on your taxable income, financial year, and residency status. It also lets you include a basic Medicare levy estimate and optional tax offsets so you can get a clearer view of your likely take-home pay.
If you are searching for a quick and practical tax calculator Australia tool, this is designed to be simple: input your annual taxable income, choose the year, and calculate instantly. The result includes tax payable, effective tax rate, and estimated monthly/fortnightly/weekly net income.
Tax rates used in this calculator
Australian residents
| Financial year | Taxable income | Tax on this income |
|---|---|---|
| 2023-24 | $0 – $18,200 | Nil |
| $18,201 – $45,000 | 19% over $18,200 | |
| $45,001 – $120,000 | $5,092 + 32.5% over $45,000 | |
| $120,001 – $180,000 | $29,467 + 37% over $120,000 | |
| $180,001+ | $51,667 + 45% over $180,000 | |
| 2024-25 / 2025-26 estimate | $0 – $18,200 | Nil |
| $18,201 – $45,000 | 16% over $18,200 | |
| $45,001 – $135,000 | $4,288 + 30% over $45,000 | |
| $135,001 – $190,000 | $31,288 + 37% over $135,000 | |
| $190,001+ | $51,638 + 45% over $190,000 |
Non-residents
- 2023-24: 32.5% from first dollar to $120,000, then 37% to $180,000, then 45% above.
- 2024-25 / 2025-26 estimate: 30% from first dollar to $135,000, then 37% to $190,000, then 45% above.
- Non-residents generally do not pay Medicare levy in this estimate.
What is included (and not included)
Included
- Resident and non-resident personal income tax scales
- Basic Medicare levy estimate for residents (optional)
- Simple tax offset/rebate input
- Take-home pay estimates by pay period
Not included
- Detailed Medicare levy reduction for family situations
- HELP/HECS compulsory repayments
- Private health insurance loading
- Division 293, FBT, capital gains details, or complex investment structures
Using this calculator effectively
To get the best estimate:
- Use your taxable income, not gross salary.
- Add expected offsets only if you are confident about eligibility.
- Run multiple scenarios (for example, salary increase, bonus, or extra deductions).
- Compare resident vs non-resident only if your residency is uncertain and seek professional advice.
Example scenario
Suppose a resident has taxable income of $90,000 in 2024-25 and includes Medicare levy. This calculator will estimate base income tax from the resident rates, add levy, and return a practical view of annual and periodic take-home pay. You can then model how an extra deduction or offset affects your outcome.
Final notes
Australian tax is nuanced, and official liabilities are determined by the ATO based on your full return. Treat this page as a planning tool rather than legal or financial advice. For salary packaging, investment income, trusts, or complex deductions, speak with a registered tax agent.